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First-time buyer? What to expect at closing

Cash to close, title insurance, taxes and the documents you'll sign.

Your cash to close

Your cash to close is your down payment plus closing costs and prepaid items, minus your deposit and any credits. Estimate it with our buyer cash to close calculator.

Common buyer costs

  • Lender's title policy (and the owner's policy in Broward and Miami-Dade)
  • Note stamps ($0.35 per $100) and intangible tax (0.2% of the loan)
  • Recording fees
  • Prepaid insurance, taxes and interest
  • Lender fees

Before closing day

Complete your buyer information sheet, bring a valid photo ID, and never wire funds based only on an email.

Ready to open your title order?

Send us your contract and our team takes it from there — at any of our six South Florida offices or fully remote.

Open a Title Order →
Free · No Obligation

Have a question about your closing?

Tell us about your transaction and a Butler Title team member will reach out — or call 954.616.8735.

We'll never share your information. No obligation.

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